Attention homeowners in Jefferson Hills and Allegheny County: Need an appraisal?
The top seven reasons why PA homeowners need Stonebridge Capital:
Own a home in or near Jefferson Hills, PA and need help deciding the price of it?
We at Stonebridge Capital understand the individual needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Stonebridge Capital will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping clients just like you dismiss unwanted PMI insurance. Challenging Allegheny county's assessment of your propertyLets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from Stonebridge Capital is your best weapon. Recently got a freeze your HELOC?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Stonebridge Capital can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? An appraiser from Stonebridge Capital can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house. |